• North Georgia Credit Union

    North Georgia Credit Union


    Banks & Credit Unions

    About Us

    Like all credit unions, North Georgia Credit Union (NGCU) is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

    We are owned and operated by our members. We exist solely for the purpose of serving our members’ best interests.

    Today NGCU serves over 100 Select Employee Groups.

    To become a member of NGCU, a regular share/savings account must be opened in your name. An initial deposit of $25 is required plus a $5 one-time membership fee. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open. Once you join NGCU, you and your immediate family members who join have lifetime membership, even if you change jobs or move.

    To open a Regular Share/Savings Account, please visit our website for a membership application.


    NGCU Hartwell Branch Staff
    NGCU Hartwell Branch Exterior
    LSCU Credit Union of the Year Award 2022
    Donation to Hart County AARP
    Donation to Hart Care Center
    Sunny the Savasaurus at Hart County Library
    Donation to Hart County Library
    Donation to HYDRA
    Sunny the Savasaurus at HYDRA
    Donation to Hart County Board of Education
    Donation to Hart County AARP